Money that moves the way you do
One Bellspay wallet for adding money, sending to any Nigerian bank account and paying everyday bills — with a receipt for every payment.
Everything you pay for, in one place
One balance, one checkout. No queues, no reload cards, no juggling apps.
- Bank transfersSend money to any Nigerian bank account.
- Add moneyCard, USSD or your permanent Bellspay account number.
- AirtimeMTN, Airtel, Glo, 9mobile.
- Data bundlesDaily, weekly, monthly.
- Cable TVDStv, GOtv, Startimes.
- ElectricityTokens on your receipt.
- BettingBet9ja, SportyBet & more.
Three steps, start to receipt
- 01
Add money
Fund your wallet by card or USSD, or transfer from any Nigerian bank to your permanent Bellspay account number.
- 02
Choose what to pay
Send to a bank account, or pick airtime, data, cable TV, electricity or a betting wallet top-up.
- 03
Confirm and get a receipt
Approve with your transaction PIN and get a shareable receipt for every payment.
Built around trust
Competitive rates with the final amount always shown up front — fast, secure and reliable, every single time.
Get started free- Transparent pricingWhat you see is what you pay. No hidden charges, no surprises at checkout — ever.
- Failed top-ups refundedIf a top-up doesn't go through, the amount is returned to your wallet.
- Receipts that countEvery payment produces a shareable PDF receipt you can file or forward.
Your money stays protected
TLS 1.3 encryption
Every request encrypted in transit.
Card data stays out
Card details are captured by our payment processor, never stored by us.
Transaction PIN
A separate 4-digit PIN approves every sensitive action.
Questions, answered
Tap Add Money on your dashboard. You can pay by card or USSD through our secure checkout, or transfer from any Nigerian bank app to your permanent Bellspay account number — a dedicated account number issued to you by our licensed banking partner. Your wallet is credited as soon as the payment is confirmed; if a transfer shows as pending, it settles automatically once the banking network confirms it.
Your transactions are protected with secure authentication, a separate transaction PIN and encrypted communication. Card details are handled by our payment processor and never stored on our servers.
Yes. You can send money from your Bellspay wallet to any Nigerian bank account. The beneficiary name is confirmed before you approve, and the transfer status updates automatically once our payment partner settles it.
Bill payments are delivered in real time. Bank transfers are submitted immediately and settle through the banking network — the live status is always visible in your history.
Once the provider confirms the failure, the amount is reversed to your wallet automatically and the live status is visible in your history.
Pricing is transparent and competitive. The exact amount you will pay is shown before you confirm, with no hidden charges added afterwards.
Your next payment starts here
Create a free Bellspay wallet and pay your first bill today.